Mortgage Dream Teamby RanLife Home Loans

980-294-1227 See what you qualify for Apply now

Qualify Apply now

Who we serve

Start with the household that sounds like you.

First-time buyersA clear plan, with down payment assistance and government loans when they fit.
Veterans & military familiesVA home loans for buying or refinancing anywhere in North Carolina.
Buyers using down payment assistanceLifeStart on FHA, VA, and USDA: 3.5% that can be forgiven, or 5% repaid monthly.
FHA & USDA buyersLower down payment options. We compare both before you apply.
Section 184 eligible buyersFor eligible Native American tribal members buying in North Carolina.
Self-employed borrowersBusiness owners and 1099 earners. We use the paperwork that shows your real income.
Investors & mid-term rentalsLoans for rentals and mid-term rental homes.
Homeowners refinancingLower your payment, change your term, or take cash from your equity. We show if it is worth it before you apply.
Building a homeFinancing while your home is built, then one mortgage when it is done.
Jumbo & conventional buyersFor strong credit or higher-priced homes.

Where we serve

North Carolina markets — Concord first, then Charlotte and nearby cities.

Flagship

Nearby cities

Loan programs

All programs →

Government loans & down payment assistance

Purchase & specialty programs

Refinance & home equity

Legal

Licensing & disclosures

Jodi Rhoades, NMLS #2545988, licensed in North Carolina.

Logan Riddle, NMLS #1453461, licensed in Utah.

Ranlife Inc, NMLS #3151. Equal Housing Lender. ©2009 RANLife, Inc. ALL RIGHTS RESERVED.

RANLife is not acting on behalf of or at the direction of HUD/FHA/USDA or the Federal government.

RanLife licensing · #3151