Who we serve

Start with your household

Start with your situation. Pick the path that sounds like you.

First-time buyers

A clear plan, with down payment assistance and government loans when they fit.

VA home loans for buying or refinancing anywhere in North Carolina.

LifeStart on FHA, VA, and USDA: 3.5% that can be forgiven, or 5% repaid monthly.

Lower down payment options. We compare both before you apply.

For eligible Native American tribal members buying in North Carolina.

Business owners and 1099 earners. We use the paperwork that shows your real income.

Loans for rentals and mid-term rental homes.

Lower your payment, change your term, or take cash from your equity. We show if it is worth it before you apply.

Financing while your home is built, then one mortgage when it is done.

For strong credit or higher-priced homes.

Twenty minutes. Clear options. No commitment required.